Personal Finance

Holiday Shopping 101: A Spending Plan Keeps the Debt Grinch Out of the Season

When it comes to holiday shopping, consumers are cutting back this season, using cash more often, and looking for the best deals. But before heading out the door to the nearest mall or major retailer, perhaps the best approach is to create a [...]

Shopping Season 911: Protect Your ID During the Holidays

From shopping online to shopping in long lines, the holidays present a time of giving for consumers. For would-be thieves, the shopping season is a prime time for stealing one of life’s most precious commodities - our identities. The holidays can be an [...]

How To Pay For Nursing School In A Tough Economy

Going to nursing school costs money. In today’s economy money is scarce; and the lack thereof has put limitations on those who would like to go to college. This doesn’t have to be the case. There are many financial [...]

26 Easy Ways to Save Money

If you follow all, or even just some of the following money saving tips, you’ll be surprised at just how much money you’ll save every month. So please don’t discount any of these tips: the actions may seem small and insignificant but trust [...]

Bad Credit And County Court Judgements Explained

Having a County Court Judgement or CCJ issued against you will have a severe impact on your credit rating, as it signifies that you have had serious problems paying back a loan or other form of credit, to the extent where your creditor [...]

What Are The Advantages And Disadvantages Of Payday Loans

Ever wonder why people might use payday loans? Are you considering making a payday loan yourself? Then, this article is the one for you! It will discuss all the advantages and disadvantages of payday loans.
Let us start out with the [...]

Top Two Tips for Raising Your Credit Score

Did you know that a difference in a hundred points in your credit score could equal about $200 of extra monthly payments on the average American mortgage? Want to find out how to increase your credit score?
While there are numerous [...]

Where Can You Find Your Credit Score?

Your credit score can determine a lot of things in your life. If you want to get a new car or house, the sellers will take a look at your number to see if you are trustworthy with your finances.
The [...]

Foreclosure: How It Affects Credit

If there is a foreclosure notice on your home, then it will have a very bad effect on your credit rating. A foreclosure on your home means a history of bad credit repayment. This gets reflected in the credit scores. Therefore, it is [...]

How to Keep A Great Credit Score In Today’s Recession

Everything in our society today seems to be riding on the economy. With the economic crisis now upon us, it is more important than ever to establish good credit and keep that credit rating as high as possible. It can be done by [...]